Accurate credit reports for employment give you a big-picture view on candidates.

Credit checks give you insight into a candidate’s financial responsibility, which can be crucial for roles involving money management, financial reporting, or any position that demands high levels of integrity. By reviewing a candidate’s credit history, you can better assess whether they have the trustworthiness and reliability that certain roles demand.

No, credit checks aren’t required for all roles. However, for positions that involve handling finances, such as accounting or roles with access to sensitive financial data, credit checks may be legally required or considered best practice to mitigate risks.

Not at all. With Accurate, the process is streamlined to ensure minimal delay. Our seamless integration with major ATS platforms and mobile-optimized candidate portal help to keep the process fast and efficient. The credit checks are typically completed within a short time frame, so they won’t hold up your hiring decisions.

Employee credit checks can give you a snapshot of a candidate’s financial responsibility. It reveals information such as outstanding debts, bankruptcies, and other financial issues that might suggest a lack of financial responsibility. These red flags can help you identify risks, especially in roles that require a high level of trust or financial oversight.

Compliance is at the core of our credit check services. We make sure that all pre-employment credit checks adhere to the Fair Credit Reporting Act (FCRA) and any other applicable federal, state, or local regulations. We also ensure that candidates are provided with the necessary disclosures and consent forms, and that they receive proper notifications if the credit check results impact their job candidacy.

Our candidate portal is designed with convenience in mind. Candidates can submit their information quickly and easily via their mobile devices, with pre-populated forms to simplify the process. This mobile-optimized experience ensures that candidates feel supported and informed throughout the credit check process.

Our credit check services are designed for easy integration with most Applicant Tracking Systems (ATS) and Human Capital Management (HCM) platforms. Whether you’re using a major system or have your own in-house solution, we can work with your team to ensure seamless integration, making the credit check process a natural part of your onboarding workflow.

Our credit reports are designed to be easy to read, with clear formatting that highlights any potential red flags, such as unpaid debts or bankruptcies. This way, you can quickly assess whether further investigation is required, without having to sift through overwhelming data.